Ralph Hamers Short biography
Ralph Hamers is a Dutch businessman who was the chief executive officer (CEO) of UBS Group from September 2020 to April 2023. He was the CEO of Dutch bank ING Group from October 2013 until June 2020. Hamers joined UBS in September 2020 as a member of the group executive board and became group CEO on 1 November 2020, replacing Sergio Ermotti. Prior to UBS, Hamers spent 29 years at Dutch bank ING Group. He joined ING in 1991 and was the CEO of ING from 1 October 2013 to June 2020. During his time as CEO, he steered the bank to profitability while repaying the Dutch government money it received during the financial crisis. Also under his leadership, ING invested heavily in its digital transformation, relying far more on its online offering and less on its branch network than most rivals, leading to the bank having one of the lowest cost-to-revenue ratios in Europe at the time.
